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*Funding times vary based on eligibility, approval, funding provider and processing requirements. BusinessLending360 is not a bank and this is not a commitment to lend. See our Terms, Privacy Policy and Disclosures.
“honestly great service, thank you guys”
“Cash flow was tight after a big client paid late. Filled this out on a Sunday night, had someone call me Monday. Got what I needed to keep things moving.”
“Simple.”
“Took like 2 min. They called the next morning like they said they would.”
“No pushy sales stuff which I appreciated”
“Needed help covering payroll during a slow month. Rep walked me through my options without all the jargon. Would use again.”
“Fast!!”
“Good overall. Paperwork was less than I expected, a couple back and forth emails but fine.”
“Used it to get a second truck on the road. Best decision this year.”
“If you run a small business just try it, nothing to lose”
“Quick response, super nice on the phone”
“My bank turned me down twice. Found something here that actually made sense for the restaurant.”
“They were upfront about what I could and couldn't get. Respect that.”
“no wasted time 👍”
“Inventory before the holidays always kills our cash. This year was way less stressful.”
“Recommend”
“Easy from start to finish. Wasn't sure what to expect but it was pretty painless.”
“Got to open my second chair at the salon. Thank you!!”
“Smooth process”
“Had a big job starting and needed equipment fast. Didn't think it'd happen in time but it did.”
“Friendly and knew what they were talking about. Thanks again”
“Real people answering the phone. Rare these days.”
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Use the minus and plus buttons, or focus the slider and press the arrow keys, to change the amount without dragging. Page Up and Page Down move in larger steps, Home and End jump to the smallest and largest amounts. Press Enter to confirm the amount and continue. You can also select the amount shown above to type an exact figure.
- Free
- 30 sec
Secure & confidential
By submitting, I agree to the Privacy Policy, Terms of Use and Disclosures and to be contacted about funding options.
Compare Options
Compare Business Funding Options
Explore common financing structures and see which options may fit your business.
| Funding type | Pricing basis | Best for | Amount | Term | Time in business | Action |
|---|---|---|---|---|---|---|
Business Line of Credit | Est. APR on drawn balance | Ongoing cash-flow gaps | $5K – $250K | Revolving, 6 – 24 mo draws | 6+ months | See options |
Working Capital / Term | Est. APR, or factor rate on short-term products | A defined near-term need | $10K – $500K | 3 – 60 months | 6+ months | See options |
SBA-Backed Loan | Est. APR — Prime plus a spread, within SBA maximums | Long-term, lowest cost | Up to $5M | Up to 300 months | 24+ months | See options |
Equipment Financing | Est. APR, or lease factor | Machinery & vehicles | $10K – $1M | 12 – 72 months | 6+ months | See options |
Invoice Factoring | Fee on invoice value (not an APR) | Unpaid B2B invoices | Up to 90% of invoice | Until invoice is paid | 3+ months | See options |
Revenue-Based Advance | Factor rate (not an APR) | Fast access, weaker credit | $5K – $250K | 3 – 18 months | 3+ months | See options |
Business Line of Credit
Ongoing cash-flow gaps
- Pricing basis
- Est. APR on drawn balance
- Amount
- $5K – $250K
- Term
- Revolving, 6 – 24 mo draws
- Time in business
- 6+ months
Working Capital / Term
A defined near-term need
- Pricing basis
- Est. APR, or factor rate on short-term products
- Amount
- $10K – $500K
- Term
- 3 – 60 months
- Time in business
- 6+ months
SBA-Backed Loan
Long-term, lowest cost
- Pricing basis
- Est. APR — Prime plus a spread, within SBA maximums
- Amount
- Up to $5M
- Term
- Up to 300 months
- Time in business
- 24+ months
Equipment Financing
Machinery & vehicles
- Pricing basis
- Est. APR, or lease factor
- Amount
- $10K – $1M
- Term
- 12 – 72 months
- Time in business
- 6+ months
Invoice Factoring
Unpaid B2B invoices
- Pricing basis
- Fee on invoice value (not an APR)
- Amount
- Up to 90% of invoice
- Term
- Until invoice is paid
- Time in business
- 3+ months
Revenue-Based Advance
Fast access, weaker credit
- Pricing basis
- Factor rate (not an APR)
- Amount
- $5K – $250K
- Term
- 3 – 18 months
- Time in business
- 3+ months
Amounts, terms and eligibility requirements shown are typical market ranges provided for informational purposes and may change. BusinessLending360 does not set or advertise rates. Pricing is determined by each funding provider and varies by product, qualification, amount and term. Rates, amounts and terms are not guaranteed and this is not an offer of credit. Last reviewed: August 2026.
Who We Serve
Industries We Work With
Construction & Contracting
Bridge project timelines, payroll and material costs between draws.
Healthcare & Medical
Fund equipment, staffing and practice operations without pausing care.
Transportation & Logistics
Cover fuel, maintenance and fleet costs while receivables clear.
Manufacturing
Support production runs, raw materials and machinery upgrades.
Retail & E-commerce
Stock inventory ahead of seasonal demand and marketing pushes.
Restaurants & Hospitality
Manage staffing, renovations and slower months in the calendar.
Auto & Repair Services
Finance parts inventory, bay equipment and technician hiring.
Professional Services
Smooth cash flow across billing cycles and client onboarding.
Industry list is illustrative and not exhaustive. Inclusion here is not an indication of eligibility or approval.
Why BusinessLending360
Your Partner in Business Funding
Finding business capital shouldn't require navigating dozens of funding providers and complicated applications.
BusinessLending360 simplifies the process by helping businesses explore funding solutions based on their needs and profile.
Simple Process
A short online request instead of repeated paperwork.
Business-Focused
Built for US businesses seeking working capital.
Multiple Funding Solutions
Several types of business funding may be considered.
Personalized Options
Options are explored based on the profile you share.
Working capital questions
Working Capital for US Businesses: Common Questions
Plain-English answers to the questions US business owners search for most when they need working capital.
Want to learn more first? Read our funding guides.
FAQ
What to Know Before You Start
Straight answers on your privacy, the process itself and what happens once you submit your information.
Full details are in our Privacy Policy, Terms of Use and Disclosures. BusinessLending360 is not a bank and does not guarantee approval.
Explore Your Business Funding Options
See potential funding options matched to your business.
Free • Takes about 1 minute • No obligation
BusinessLending360 is not a bank or a direct lender. Submitting a request is not an application for credit, is not an offer of credit and does not guarantee funding, approval, rates or terms. Your information is handled as described in our Privacy Policy.