Resources
Business Funding Resources
Learn about business funding, compare financing options, estimate potential payments and understand which solutions may fit your business. No sales pitch, no guaranteed-approval claims.
Business Funding Guides
Understand business financing, eligibility, costs and requirements.
Compare Funding Solutions
Understand the differences between common business funding products.
Funding by Business Need
Explore funding information based on what your business is trying to accomplish.
Business Funding Guides
Small Business Loan Requirements in the United States
Time in business, revenue, credit profile and documentation — what US funding providers usually review before making an offer.
Read the guideTypes of Business Funding Explained
Term loans, lines of credit, SBA programs, equipment financing, invoice factoring and revenue-based funding, compared side by side.
Read the guideHow to Compare Business Loan Offers
APR versus factor rate, total cost of capital, fees, prepayment language and personal guarantees — the six things worth checking line by line.
Read the guideWorking Capital for Small Business: When It Makes Sense
How to size a working capital request, when it solves a real problem, and when it only postpones one.
Read the guideOfficial Sources & Further Reading
Independent, government-published references on US small business financing.
- U.S. Small Business Administration (SBA)
Official SBA loan programs, eligibility rules and lender match tools.
- Federal Reserve — Small Business Credit Survey
Annual national data on small business financing applications and approvals.
- Consumer Financial Protection Bureau — Small Business Lending
Federal small business lending data collection rule (Section 1071).
- Federal Trade Commission — Small Business Financing
Guidance on avoiding deceptive financing offers and business scams.
- IRS — Business Taxes & Recordkeeping
Tax records and financial statements commonly requested by funders.
- Federal Reserve — Business Lending Rates (H.15)
Benchmark interest rates that influence business financing pricing.
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